Cornerstone Agency Services has merged with Union Bay Risk Advisors. Same exceptional service with a broader range of insurance choices!
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    Dedicated to protecting, serving and educating both families and businesses.
Cornerstone Agency ServicesCornerstone Agency Services, LLC

Expert knowledge and quality service are what you can expect from Cornerstone Agency Services.

Cornerstone Agency Services is an Independent Insurance Agency authorized in 22 states with offices in Lancaster, PA., Elkins Park, PA., Moorestown, NJ., Northeast Philadelphia, Western PA., Central PA., Garnett Valley, PA., and Tampa, FL. At Cornerstone Agency Services, each of our clients is given a dedicated team of experts who work proficiently to handle all your Auto, Home, Life, Business, Contractors, Surety/Commercial bonding, and Trucking Insurance. We service our clients with the utmost respect and integrity while guaranteeing unbiased valued advice. Our goal is not merely to sell insurance but rather to assist our clients in better understanding their insurance coverage needs. Our team of insurance agents is committed to educating, serving, and protecting both Businesses and Families.

Our Values Mission

  • Professionalism
  • Act with integrity
  • Listen, Educate & Learn
  • Assess Risk and Provide Solutions
  • Positive Energy and Excitement

It helps to discover an agency that you know and can rely on. Our staff has the proficiency and background of our insurance products to deliver maximum benefit and coverage to our clients. Let one of our licensed professional insurance agents assist you with any of your Business or Personal insurance requirements.

Meet Our Team

Service Categories

Cornerstone Agency Services, serving Pennsylvania, New Jersey, and Florida, prioritizes high-quality services that emphasize good customer service and expert guidance. Our years of experience in the industry allow us to provide you with the best possible assistance.

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Personal Insurance

Cornerstone Agency Services recognizes the vital role personal insurance plays in your financial wellbeing. With personal insurance, you can achieve financial security and safeguard your assets.
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Business Insurance

Protect your business from financial losses or legal battles with Cornerstone Agency Services' comprehensive insurance solutions.
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Life Insurance

Cornerstone Agency Services recognizes that employees are a company's most valuable asset. Our comprehensive employee benefits solutions can help attract, motivate, and retain employees.
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Insurance Coverage

Medical Payments
Additional living Expenses
Personal Possessions
Property Coverage
Lost Passport

Fire Coverage

Risk Factors

You act quickly and prevent a grease fire from getting out of control, but smoke damages the counters and cabinets in your kitchen.


Property coverage in your policy can help if your house is damaged by fire and/or smoke.

Theft Coverage

Risk Factors

You return from a family vacation to discover thieves have stolen electronic equipment from your media room.


If your possessions are stolen, damaged or destroyed in an insured loss, your coverage can help replace them, up to the policy’s stated limits.

Medical Payments Coverage

Risk Factors

A guest at your annual Fourth of July barbecue trips on the steps between your deck and the lawn fracturing his wrist when he falls against a stone retaining wall.


Medical payments coverage can cover the medical costs if a visitor is hurt on your property, regardless of liability.

Additional Living Expenses Coverage

Risk Factors

You heard the warning sirens and escaped uninjured, but you can’t live in your house while tornado damage is repaired.


Coverage for additional living expenses can help with the extra cost of a temporary relocation caused by a covered event.

Personal Possessions Coverage

Risk Factors

You mastered the basics of surfing during lessons in Hawaii but your wedding ring is stolen.


With personal possessions coverage, lost jewellery is covered up to your policy limits.

Property coverage

Risk Factors

You’ve lit several candles — which unintentionally start a small fire in your apartment.


Property coverage under your renters policy may help if personal property like a sofa and a bookcase are damaged by fire.

Lost Passport Coverage

Risk Factors

While on vacation in Europe, you lose the tote bag that has everyone’s passports.


Your homeowners policy can help with the cost of replacing passports and other valuable papers.


Moshe UngarMoshe Ungar
15:57 30 Jan 24
Paul KimmeyPaul Kimmey
13:44 21 Jan 24
Luke HivelyLuke Hively
17:52 22 Dec 22
Angel was very helpful and timely in helping me obtain insurance during my settlement process. She is very transparent and will help others find the best plan.
Tony HehnlyTony Hehnly
14:31 28 Jul 22
Rachel PopeRachel Pope
15:33 27 Jun 22
Michelle AyersMichelle Ayers
15:57 18 Jun 22
Angel is so friendly and feels like family when she talks with us! She’s understanding and patient with me and gently reminds me when I need to send her things (no matter how many times she needs to do it)! She’s very appreciated by our family and has made being a homeowner such an easy transition for the last 9 years!
Jake LuhrsJake Luhrs
20:01 16 Jun 22
Angel and her team are on top of their game. Very thankful for her and how quickly she responds and puts my needs as top priority. Able to break down policies thoroughly and offer perspective to help guide in making the right decision that is best for you and your wallet.I never leave feedback unless I've been truly impacted by the service, product or person. Angel is the best, why I've been with her for years now.
Amber StrazzoAmber Strazzo
13:53 07 Jun 22
I’ve been with Cornerstone since I purchased my first home in 2015. Angel was helpful in guiding me through the home insurance selection process as a single woman in my early 20s, and has provided great advice and honest feedback over the years as my life situations have evolved. I appreciate the regular communication from Angel and her team, and their quick response times. My partner’s vehicle was damaged on the street on a holiday, and even though we didn’t need to file a claim with our own insurance Angel responded quickly and provided some really helpful suggestions. I highly recommend Angel and Cornerstone!
Kimberlee PeiferKimberlee Peifer
19:11 06 Feb 22
Working with Cornerstone Agency Services was truly a wonderful experience! We got connected with them through our realtor after purchasing a home. Angel gave us lots of options for our homeowners insurance and explained any questions we had. She also suggested, but by no means forced us, to look into bundling our car insurance with Cornerstone. Turns out, we now are paying less for our car insurance and saved 10% on our homeowners insurance. We would have never even known to look into this if it weren't for Angel's suggestion. Everyone was so incredibly helpful, kind, and detailed in all of their communication. They followed through with very clear and concise directions and next steps, and checked in on us many times throughout the process. My husband and I commented so many times on how glad we were to be working with Cornerstone compared to our former large corporation insurance company. We couldn't recommend Angel and Cornerstone more!!!
Katelyn StoughKatelyn Stough
23:58 13 Apr 20
I have never worked with an insurance broker before. Choosing Angel at this company was the best decision I could have made. She was absolutely wonderful since the very beginning. She made me feel at ease seeing as this was my first home purchase. She found the best coverage at the best price and it was literally effortless on my part. I will recommend this great team of people to EVERYONE I know.

News & Blog

Latest Insight, Insurance Trends

July 10, 2024
How Your Car's Safety Features Can Trim Your Insurance Bill

In today's high-tech era, cars are not just about horsepower, aesthetics, or comfort—they're about safety. Advanced safety features in vehicles protect you and your passengers and can lead to significant savings on your auto insurance. The link between safety features and insurance costs Auto insurance providers calculate premiums based on the risk of insuring you […]

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July 7, 2024
How Your Furry Friends Influence Home Insurance

For many of us, pets are more than just animals; they are family members. But while you might consider your furry friend part of the family, your home insurance provider may see them as a risk factor. Whether you're a new pet owner or considering adding a pet to your family, understanding how pets can […]

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July 4, 2024
Insurance for Tech Startups

In the dynamic world of technology, startups are continually pushing the boundaries of innovation. However, with great innovation comes significant risk. Tech startups, often operating at the cutting edge of new technologies, face unique challenges that traditional businesses need to overcome. The potential for costly disruptions is high, from cyber threats to intellectual property issues. […]

Read More

Contact Cornerstone Agency Services

Cornerstone Agency Services, with locations serving Pennsylvania, New Jersey, and Florida, is an independent agency dedicated to assisting you in finding the appropriate coverage for your needs.
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Get Expert Consultation

Lancaster (717) 898-5982
Moorestown (856) 499-5191
Elkins Park (215) 298-9398
Philly (267) 678-1705
Tampa (813) 330-5707
Mt Pleasant Mills (570) 539–2758
Altoona (814) 979-1480
Ebensburg (814) 615-7992
Garnet Valley (484) 301-3292
We extend coverage to individuals and businesses in Pennsylvania, New Jersey, and Florida.
We extend coverage to individuals and businesses in 
Pennsylvania, New Jersey, and Florida.
Toll Free - (888) 499-2762

Direct to Branch Offices:
Lancaster, PA (717) 898-5982
Moorestown, NJ (856) 499-5191
Elkins Park, PA (215) 298-9398
Philly, PA (267) 678-1705
Tampa, FL (813) 330-5707
Mt Pleasant Mills, PA (570) 539–2758
Garnet Valley, PA (484) 301-3292
Altoona, PA (814) 979-1480
Ebensburg, PA (814) 615-7992
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