Cornerstone Agency Services has merged with Union Bay Risk Advisors. Same exceptional service with a broader range of insurance choices!
Union Bay - Cornerstone Co-Branded Logo-fotor

5 Reasons Your Home Insurance Needs a Review – And How It Can Save You Money!

It's necessary to have the appropriate insurance coverage to safeguard your house and possessions. However, simply purchasing a policy and forgetting about it is not enough. As life circumstances change and insurance markets evolve, you must periodically review your home insurance policy to ensure that it still meets your needs and offers the best value for your money. Here's a tailored list of reasons why reviewing your home insurance is crucial for an American audience, along with how it can potentially save you money:

1. Home Value Changes

If the value of your home has changed significantly since you last reviewed your insurance, you may be overpaying for coverage you no longer need. Conversely, if your home's value has increased, you may be underinsured in case of a disaster.

2. Renovations and Upgrades

Any renovations or upgrades you've made to your home could affect your insurance needs. Updating your policy ensures that these improvements are adequately covered, potentially saving you money in case of damage or loss.

3. Change in Personal Circumstances

 Your insurance needs may be impacted by significant life events like marriage, divorce, or the birth of a child. Reviewing your policy allows you to make adjustments that reflect your current situation and potentially reduce premiums.

4. New Discounts or Offers

Insurance companies frequently update their offerings and may introduce new discounts or promotions. Reviewing your policy allows you to take advantage of these opportunities to lower your premiums.

5. Bundle Savings

Bundling insurance plans with the same provider might result in significant savings if you have multiple policies, such as home and auto insurance. By going over your plans, you can look into alternatives for combining and possibly lower your total insurance premiums.

By staying proactive and conducting regular reviews of your home insurance policy, you can ensure that you're adequately protected while maximizing your savings potential. From adjusting coverage limits to taking advantage of new discounts, each aspect of a policy review presents an opportunity to optimize your insurance strategy and secure your financial well-being. Therefore, committing to regular policy reviews is a prudent financial practice and a proactive step towards safeguarding your most valuable asset—your home.

Contact Us To Know More

Name(Required)
"By submitting my phone number, I hereby authorize Cornerstone Agency Services, LLC to communicate with me through text messaging."
Consent - Cornerstone Agency Services, LLC Privacy Statement:(Required)
This field is for validation purposes and should be left unchanged.

From Liability to Profit: Transforming Your Approach to Business Insurance

In the fast-paced world of entrepreneurship and business ownership, insurance is often considered a necessary expense—a safeguard against potential liabilities and risks. However, what if I told you that your business insurance could be more than just a cost center? What if it could become a strategic tool for profit generation and growth? This blog […]

Read More

Unexpected Ways Your Driving Habits Can Save You Money on Insurance!

When saving money on car insurance, many people focus on the obvious factors like maintaining a clean driving record or bundling policies. However, there are several unexpected ways your driving habits can also significantly lower your insurance premiums. From embracing technology to altering your daily routines, here are some surprising strategies to help you pocket […]

Read More

5 Reasons Your Home Insurance Needs a Review – And How It Can Save You Money!

It's necessary to have the appropriate insurance coverage to safeguard your house and possessions. However, simply purchasing a policy and forgetting about it is not enough. As life circumstances change and insurance markets evolve, you must periodically review your home insurance policy to ensure that it still meets your needs and offers the best value […]

Read More
We extend coverage to individuals and businesses in 
Pennsylvania, New Jersey, and Florida.
Toll Free - (888) 499-2762

Direct to Branch Offices:
Lancaster, PA (717) 898-5982
Moorestown, NJ (856) 499-5191
Elkins Park, PA (215) 298-9398
Philly, PA (267) 678-1705
Tampa, FL (813) 330-5707
Mt Pleasant Mills, PA (570) 539–2758
Garnet Valley, PA (484) 301-3292
Altoona, PA (814) 979-1480
Ebensburg, PA (814) 615-7992
© 2024 Cornerstone Agency Services, LLC
Privacy Policy
Get Quality and Affordable Insurance
Get QuoteContact Us
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram Skip to content