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Group Accident Insurance

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Group Accident Insurance Provided By Our Agency

Everyday, the average worker faces an unknown risk of injury or illness on their job. To protect against these hidden dangers, it is important to have accident insurance for employees and their families in place before anything happens.

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Retention & Recruitment
Cost of the policy
Peace of mind
Employer’s reputation

Retention & Recruitment

Risk Factors

Employers always look for effective ways to retain their staff and recruit the best talent.


Employers can get a sound benefits package that can help attract and retain high-performing employees, without incurring additional company expenses

Cost of the policy

Risk Factors

If your budget exceeds, the company may have to spend more for the benefits they have decided to offer their employees.


Employers can manage the increasing costs of coverage through voluntary benefits and potential savings so they get the best benefits for their employees.

Peace of mind

Risk Factors

If any employee meets an accident, he may start worrying about the medical expenses and the nursing costs while he recovers.


If employer has taken group accident insurance, the employees Can gain peace of mind so they can focus on health and recovery instead of worrying about paying bills


Risk Factors

With a vast array of benefits on the market people are understandably worried about making the right coverage they want.


With their plans being offered at the workplace, employees can select coverage options for themselves and/or eligible dependents.

Employer’s reputation

Risk Factors

An employee loves to work under an employer who values him. This makes the employer stand as an exception from his competitors.


An employee loves to work under an employer who values him. This makes the employer stand as an exception from his competitors.

What is Group Accident Insurance?

Accident insurance pays a cash benefit if the employee or an insured dependent (including employee’s spouse or domestic partner) are unexpectedly injured in a covered accident. This is coverage offered by the employer which the employee pays for through convenient deductions from the paycheck. The benefits are paid in lump sum amounts and can serve as a source of cash to use as the employee wishes, whether to help pay for health care expenses not covered by the health plan, help replace income lost while not working, or however the employee chooses.

What does Group Accident Insurance cover?

Some of the common benefits covered under group accident insurance are
  • Injuries: such as fractures, dislocations, concussions, lacerations, eye injuries, torn knee cartilage, ruptured discs, and severe burns.
  • Medical Services and Treatments: such as ambulance, emergency care, therapy services, medical testing (including X-rays, MRIs, CT scans), medical appliances, and certain types of surgeries.
  • Hospitalization: such as hospital admission, confinement, and inpatient rehab after an accident.
  • Additional Benefits: such as accidental death, dismemberment, loss, paralysis, a supplemental benefit for lodging

Do check with us to find out various options that can suit your business and employees.

Benefits of Group Accident Insurance

With health coverage becoming more expensive with higher co-pays, premiums, and deductibles, accident insurance can be a great, affordable way to supplement and cover the additional expenses your health and disability insurance doesn’t cover, including x-rays, ambulance services, deductibles, and even things like rent or groceries.

Over 40 million Americans receive treatment for an injury each year. These accidents often lead to unexpected expenses that can hurt your wallet. Accident insurance is different from health and disability insurance because it helps protect you from the unexpected costs those types don’t cover and can be considered a supplemental insurance.

Helping to protect employees against worst-case scenarios is not only smart, but also a caring and responsible thing to do. Let us partner with you to do the right thing, connect with us to know more.

Already have Group Accident Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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We extend coverage to individuals and businesses in 
Pennsylvania, New Jersey, and Florida.
Toll Free - (888) 499-2762

Direct to Branch Offices:
Lancaster, PA (717) 898-5982
Moorestown, NJ (856) 499-5191
Elkins Park, PA (215) 298-9398
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Tampa, FL (813) 330-5707
Mt Pleasant Mills, PA (570) 539–2758
Garnet Valley, PA (484) 301-3292
Altoona, PA (814) 979-1480
Ebensburg, PA (814) 615-7992
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